How To Withdraw Money From Paypal Atm

For people actively working through the World Wide Web, the issue of transferring virtual funds into real money is very important. For example, in the West there are no such problems, since most people use bank cards tied to PayPal, but for Russia it was until recently unavailable. In recent years, the situation has changed for the better, and now Russian residents can also easily withdraw money earned from this system, and there are several ways to do this. To learn how to withdraw money with PayPal in Russia, read the article below.

Withdrawing funds to the Sberbank card

This option is the most simple and reliable, because the PayPal service interacts with the bank automatically without the involvement of any intermediaries. In addition, the fee for the operation here is much lower than when using other ways to withdraw money.

In order to withdraw money from PayPal to the Sberbank card, you will need to bind the account number and the BIC of the bank to the payment account. Pay special attention to the fact that you need a personal bank account number, not the numbers indicated on the plastic card. You can learn it in different ways: by looking in the Sberbank Online application or by calling the customer service.

Linking the card to the account

For this purpose, you can use all kinds of cards - Visa, Maestro and MasterCard. The binding process consists of the following steps:

Log in to the site or in the PayPal app and go to the "Account" section.
Select "Add a bank account."
In the window that opens, enter the data requested by the system: initials, personal account number of the card, BIC. Put a tick in front of the line "Private person".
Confirm the accuracy of the data provided and agree to check the account. PayPal has its own multi-stage verification scheme: it sends a certain amount to the bank (up to 1 ruble) and notifies the client about it by sending a message to an electronic box. The user needs to enter this number in a special window. Transfer is carried out within 3-4 days.
At the end of this period, it is necessary to check the receipts to the bank account of Sberbank and enter data on the amount received in a special field.
Click on the "Confirm" button.

The binding process is over, now you can withdraw money from PayPal without intermediaries.

Important! The above procedure for linking a bank card to an account works with the "plastic" of other financial organizations. That is, you can withdraw funds to the cards of other Russian banks, for example, Alfa Bank.

Withdrawal of funds

Now it's time to tell you how to withdraw money to PayPal with a card, that is, a step-by-step algorithm of actions. As already noted above, the withdrawal of money can be made on cards of almost all categories, including the "Corn" and Payoneer. The main thing that they were nominal. So, in order to submit an application for translation, you must:

Log in to the user's personal account via a computer or an application in a smartphone.
Not sure how to withdraw money from PayPal to Sberbank? You must click on the "Withdraw money" button, which is located on the left side of the screen.
Enter the data requested by the system: the amount and the selected card. The amount of funds available for sending depends on the status assigned to the user by the system.
Check the entered information and confirm the operation.

Withdrawing money to e-wallets

Many users are concerned about the question of whether it is possible to withdraw money from PayPal to an electronic wallet. The fact is that direct withdrawal of funds to the electronic payment systems account is not provided. In order to carry out the operation, the account owner will need to use third-party exchange services or WebMoney and Yandex functionaries. Money in this case will go instantly.

This is certainly convenient, however, an instantaneous transaction provides a high percentage of commission. This is due to the difference between real and virtual exchange rates. Perhaps this is the most significant reason why PayPal users are not very willing to withdraw funds to electronic wallets.

Withdrawal to QIWI Wallet

Not sure how to withdraw money from PayPal to your Qiwi wallet? The QIWI payment system is one of the most common among the Russian population, due to ease of use. To register for the service, you only need a phone, but then through a special application you can pay for various goods and services, ranging from replenishing the phone bill and ending with the payment of utility bills.

As for the transfer of funds from PayPal, there are certain difficulties, since direct operations between payment services are impossible, therefore, as in the previous case, you have to use third-party exchange services.

There are, for example, such portals as Best Chance, offering various ways to withdraw money from the PayPal system with the most favorable rate. But in any case, you need to be prepared for the fact that the commission for the operation will be at least 30% of the withdrawn amount. In this case, it does not matter in what currency the exchange is performed.

To use this method, you need to find an intermediary (not all exchange services cooperate with PayPal), choose the type of wallet and then strictly follow the instructions. Receipt of funds to the account in this case also occurs instantly: from a couple of seconds to several minutes.

Transfer from PayPal to WebMoney

There are two ways to withdraw money to the WebMoney payment system. The first case is described above, that is, through third-party services. True, the commission will be 12–14% less than when withdrawing money to a QIWI wallet.

The second way is to use the internal service of the WebMoney system, where you can apply for an exchange directly in your personal account. But for the implementation of this operation the following conditions must be met:

User certificate can not be lower than personal.
The minimum transaction limit is three dollars, three and a half euros, or 100 rubles.
PayPal and WebMoney accounts must be registered at the same email address and belong to the same person.

Transfer to "Yandex. Money"

Thinking how to withdraw money from PayPal to the Yandex service? For the Yandex payment system, the process of withdrawing funds through electronic exchange points is completely identical. The commission for the operation will be about 20%, and the difference in the dollar exchange rate is 12-15 rubles.

In addition, many users are concerned about the question of whether it is possible with PayPal to withdraw money to the Yandex. Money". This point should be dealt with separately, since transfers to them are made on the same principle as to other bank cards, respectively, the funds will be credited to the account not earlier than in 3-5 days. At the same time, there is no difference whether the card is used - real or virtual.

Getting money at the PayPal office

For those lucky enough to live in Moscow and St. Petersburg, there is an ideal way to withdraw money, because PayPal has representative offices in these two cities. A weighty advantage of this method is that the client receives his funds almost instantly, the waiting will not exceed 15 minutes. In addition, the commission for the operation will not exceed 5%.

How to withdraw money from PayPal quickly? In order to receive funds, it is immediately necessary to go to the office and contact a free manager, who will tell you what to do next. All information about the addresses and office hours is best to look at the official website of the service.

Transfer of funds from PayPal to Payoneer bank card

For those who work with PayPal on an ongoing basis, it makes sense to issue a Payoneer Prepaid Master Card. To do this, you must:

Register on the Russian-language portal Payoneer.
Set up a virtual account in the USA and go through a two-step verification process. To do this, you will need to specify the sites from which the transfers will be made to the card, as well as send the scanned pages of the passport.
If the answer is positive, in two or three weeks a card will arrive at your home address, which will need to be activated via a phone number or on the official website.

The account is attached to the wallet in the personal account: in the special box you will need to specify the "Virtual Bank Account in the USA". Maintenance of this card will cost $ 21 per year. Money transfer will be made within three to five days.

Now you know about all methods of transferring funds, as well as how to withdraw money to the card from PayPal service for both Russian and foreign banks (for example, Payoneer). In principle, this method is no different from transactions with conventional bank cards, except that you will not have to pay any fees for transfers with PayPal, and you can also withdraw money in any bank terminal.

Money transfer fee

The great advantage of the PayPal service is that the system does not charge commissions for direct transfers to bank accounts and cards. Only individual banks may appoint an additional commission, but recently this happens very rarely.

Payment for goods on the Internet is also not subject to additional fees - everything is compensated by the seller, for whom a fixed rate of 10 rubles is established, plus 3-4% of the amount of the check. The fee is charged only if the user receives cash in the company's office or when transferring between the payment systems mentioned above.

The term of receipt of funds to the account

Transfers from PayPal to bank cards and accounts, including Yandex. Money "occurs within three to five days. This is perhaps the most unpleasant feature of the system, but it makes it possible not to lose money on paying commissions. According to the PayPal company itself, the long term of the transfer guarantees the security of the transaction, confirms the true intentions of the account holder and the fact of movement of funds. The operations of crediting money to payment systems (WebMoney, QIWI and Yandex) are carried out instantly, but are subject to a high commission.